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Blog posts : "Financial Consultant"

Money-saving tips that will stop you from overspending

You just withdrew money at an ATM, went for a walk around the neighbourhood and, by the time you got home, your wallet’s cleaned out. Then your phone pings with a message from the bank reminding you of another totally unplanned, random purchase. And before you’ve reached the end of your pay cycl…

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9 Tax Tips to Start Your Year off Right and Save Money

You can save hundreds -- or even thousands -- of dollars by employing some of these tips. In the process you may end up better prepared for retirement, too.

A major tax bill has been passed, and in the years ahead many Americans will be paying more than before, while many others will pay less…

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Millennials! Want to retire rich? Here's what you need to do

The earlier you start your retirement planning, the better. Consider starting an SIP in equity mutual funds early in your career.

Many youngsters believe retirement is a distant reality, planning for which can be pushed back some years. What this usually means is that those in their 20s often fee…

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4 Money-Management Tips to Help You Bootstrap Your Business

4 Money-Management Tips To Help You Bootstrap Your BusinessSometimes, people who aspire to be business owners have this idea that they’ll pitch their idea, get millions of dollars in funding and start spending money like pro athletes. But, if they’re anything like the average American, they'll have an average $1,000 in savings (if that).

They’ll also…

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6 Mistakes to Avoid When Planning Your Retirement

6 Mistakes to Avoid When Planning Your Retirement

When we're young, we tend to think about retirement as though it's just a really long, really great vacation.

We picture a house near the beach or a golf course. We can get out of bed when we please, stay up all night if we want, and never worry about another missed deadline. A frosty beverag…

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7 Ways You Can Get More Money in Retirement

According to the 2017 Retirement Confidence Survey, about 24% of workers said they had less than $1,000 saved for retirement, and a whopping 55% had less than $50,000. Only 20% had socked away $250,000 or more -- and even that seemingly hefty sum won't provide for the comfiest of retirements.

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4 Personal Finance Tips from Billionaires

PictureHere are some solid words of wisdom on generating wealth and being generous with it as well.

You may be looking for an edge in your personal finances -- something that can help you rethink your approach to money and start getting ahead financially. If so, you might benefit from hearing what bill…

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Fund tips to help you act your investment age

There are many factors to consider when you start investing – such as what to invest in and how much it will cost. But what many people might not realize is that one of the most important considerations is your age.

How old you are determines how long you have to invest, and that can help dec…

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How to Make Sure Your Money Lasts Through Your Retirement

The S&P 500 didn't gain ground in 2015, so neither did retiree Bruce Stanton's spending money. That summer, the former teacher in Washougal, Wash., dialed back what he withdrew from his retirement account to reflect the lackluster market. Fluctuations in income aren't that rare. During his career as…

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8 spending habits that eclipse your savings

spending habits that eclipse your savingsPoor spending habits can snuff out your savings, just like the moon snuffs out the sun in a solar eclipse. The sun comes back out, but will your savings?

Today many of us in the US got a celestial treat: the first total solar eclipse in nearly a century. At the place where I work there is a high …

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12 Strategies to Generate Income in Retirement

When it comes to saving for retirement, maybe you've done everything right. You started early, maxed out your 401(k) plan, invested in a diversified portfolio and avoided costly mistakes, such as cashing out your retirement plan. Fantastic. But now comes the hard part: making sure you don't outl…

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11 ways to protect your money, and sanity, as you age

As an old financial goat, I often get questions about aging from clients, seminar attendees and readers — even by email. I've no wondrous wisdom, but here are my 11 most offered tips that I sense few undertake:

  1. Take seriously the need to finance a long life: You’ll likely live lots longer th…

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5 bad financial habits to eliminate before starting a business

5 bad financial habits to eliminate before starting a business

Managing your finances can be really stressful. There’s so much information to know, mastering all of it seems like an impossible task. Moreover, if you’ve developed some bad financial habits over the years, correcting them may seem extremely daunting.

Luckily, it is possible to improve y…

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How to plan your mutual fund investments. Read here

Over the years, mutual funds have come across as a popular and fairly profitable instrument of investment. They have proved to be more hassle free and risk averse as compared to direct stock investments.

Here is an insight on how you can plan your mutual fund investment:

Short-term investment

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How to Take Advantage of New Investment Opportunities like Cryptocurrency Funds

How To Take Advantage Of New Investment Opportunities Like Cryptocurrency Funds

Growing up is scary. Going from not having a care in the world to taking care of everything yourself can be a daunting task. Just paying the bills and buying groceries is enough, but when you start to think about savings and investment portfolios, the adult world can become overwhelming.


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If You Must Invest in Commodities, Here's How

There are ways to access the asset class without investing directly in futures.

I recently wrote about how commodities are good for traders, but bad for investors as a useful long-term buy-and-hold financial asset. A broad basket of commodities has given investors lower returns than cash equ…

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How to Speculate In ICOs: 10 Practical Financial Tips

1. Understand the technological risks.

Even Olaf Carlson-Wee (who was on the July cover of Forbes), the founder and chief executive officer of Polychain Capital, a $200 million crypto hedge fund that began with $4 million last September, says the number one thing he wants everyday investors t…

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The stock market doesn’t know you’re a woman

Do you consider yourself an investor? If you’re a woman, the answer is probably “no.”

Even women who easily manage their budget often are reluctant to embrace the idea of investing in the financial markets. But it’s probably even more important for women than men that they harness their…

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When a high debt can result to high returns


You must have taken a peek at this year’s billionaires who made it to the top of the list of those who added fortunes to their wealth. How many billions did they gain over the previous year’s figures?

Most investors think that having a high debt is undesirable and must be avoided. Natural…

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Why value investing could be the riskiest investment strategy

Why value investing could be the riskiest investment strategyFor many years, value investing has grown to become a very popular and profitable investment strategy. Among those who consider value investing as a viable choice are Benjamin Graham and Warren Buffett – two of the most successful value investors with spectacular gains over a long period of time.

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